Eight Car Insurance Discounts you may be missing

Eight Car insurance discount that you may be missing
from Equifax Personal Finance Blog Insurance

"Electronic Funds Transfer (EFT) Discount. It’s a costly endeavor to maintain the billing department of a company. Why? Because many people pay late or don’t pay at all. As a result, policies may be canceled—and possibly then reinstated in the future. It takes a lot of paperwork and man-hours to update policies and keep the records current with both the agency and the Department of Motor Vehicles.

Automatic payments with an EFT reduce the potential for cancelation. The time saved in not having to send notices of cancelation and reinstatement, as well as phone calls to the customer service department, is extraordinary. Therefore, signing up for EFT may qualify you for a discount, as you’ll be saving your insurance company both time and money.

Paid in Full Discount. Again, billing is an expensive overhead that the insurance companies must maintain. If you have the financial resources to pay your premium in full for the policy period instead of making installment payments, the insurance company may reward you with a favorable discount.

Marital Discount. This is one of my favorite discounts!  Read the entire article here Equifax Blog 

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Louisville Kentucky County Halts Program for Uninsured Drivers

from Insurance Journal
""Judges in Kentucky’s Jefferson County have stopped a program giving drivers without insurance a way to avoid a hefty fine because court officials say it nearly impossible to monitor the growing number of participants.

The Insurance Diversion Program ended in May after the 17 Jefferson District Court judges determined it wasn’t being managed properly and was largely unsuccessful.

Chief District Judge Sean Delahanty told The Courier-Journal that the court system lacks the manpower, technology and resources to handle the program.

“We are dealing with people who are living on the margins,” Delahanty said. “They make choices of how to spend their meager funds every day and the (financial penalty) is going to make it more difficult for them to buy insurance, so the penalty will make it more difficult for them to comply with the law.”

The 7,000 current participants will be the last unless the judges and state Administrative Office of the Courts officials figure out a way to run it effectively...." read entire article Insurance Journal 
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Revised Language - Flo Tries to Decipher Customer's Mumbo Jumbo

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