Cheap Car Insurance Louisville KY We are located in Louisville KY . We are an independent insurance agency. We offer Car Insurance and home insurance. Dick Watts Insurance 12200 Shelbyville Rd 112 Louisville KY40243
Tuesday, September 20, 2011
Understanding Trees and Homeowners Insurance Louisville KY
Homeowners Insurance Louisville KY Understanding trees
Every insurance policy is different, Coverage for this may not be available on your insurance policy. Consult your insurance policy contract for specifics to determine coverage . Please be advised coverage may not be available on your specific insurance policy.
Monday, August 15, 2011
Louisville Smart Phones Distract Drivers According to GMAC Study
"While 8 in 10 drivers say it is never safe to text, email or use a smart phone, a large percentage use various features on their smart phones when operating their vehicles, according to the latest GMAC Insurance National Drivers Test.
Car Insurance in Louisville
Even with a number of states banning handheld cell phones and texting, nearly 50 percent of drivers admit to making phone calls while driving and about 15 percent of drivers admit to sending and reading text messages while driving.
Almost three quarters of 16 to 17 year olds saying that they’ve completely stopped the use of mobile devices while driving. The vast majority of drivers between the ages of 60 and 65 have completely stopped using mobile devices as well......" Louisville Smart Phones
Wednesday, August 10, 2011
How Much Car Insurance Louisville Do you need?
Tips
1) Check out your state's minimum insurance requirements. It's possible that the minimum coverage required might not be that different than what you really need.
2)When deciding how much coverage you need, make sure you're covered for an amount equal to the total value of your assets.
3) To keep premiums low, choose collision coverage with a high deductible, and plan to pay routine repair costs with your own money.
Car Insurance Louisville
Your auto insurance is a collection of different policies that cover you in different ways. Here’s how they break down:
• Liability coverage – These policies help cover liability and expenses when you’re at fault in and accident. The money will go to the people you hit, but it won’t cover the people in your car.
• Bodily Injury Liability (BIL) – This policy pays for the medical expenses of people injured in a crash in which you’re at fault. You’ll often see BIL policies described as a “20/50” policy
How Much Louisville Car Insurance Do you need
Dick Watts Insurance Inc Louisville KY 502-245-3625
Friday, June 17, 2011
How To Shop For Car Insurance Louisville
The Insurance Information Institute estimates the average car insurance rate in the United States is $789 per year. With so much on the line, choosing the right policy is crucial. But, car insurers take so many factors into consideration when pricing what is known as a "six-prong" policy, the price tag will vary not just from state to state but also from company to company. Those "prongs" are coverage for bodily injury liability; medical payments or personal injury protection; property damage liability; collision; comprehensive; and uninsured motorist.
Here are a few tips on how to shop for car insurance. Read More
Car Insurance in Louisville
Tuesday, June 14, 2011
car insurance louisville
Car Safety Report: Bigger Is Better
Sunday, June 5, 2011
Car shopping for teens: 3 new cars for new drivers, and what to look for
Car accidents are the leading cause of death for teenagers. So when it comes time to buy a suitable car for a teen driver, it's important to choose the safest car that meets your budget.
"If you can find a good, safe vehicle, you may not be able to prevent them from talking on the phone or speeding or having other kids in the car," said Anne McCartt, senior vice-president for research at the Insurance Institute for Highway Safety, which performs crash tests and issues vehicle safety ratings. "But if something goes wrong, you can maximize the possibility that the kid will do well in a crash."
Although you may be tempted to wrap your kid in the safety of a mammoth SUV, mid-size sedans are actually the best cars for teens. That's because they're big enough to handle the impact of a crash but nimble enough to steer out of trouble.... Car Insurance shopping New Cars New Drivers and Car Insurance.....Learn More Car Shopping
Thursday, May 26, 2011
Monday, August 16, 2010
Using Credit Wisely: Mint’s Personal Finance Roundup
Use Personal Credit Wisely
"Credit is one of those things that can be easily misused and, not surprisingly, it played a huge part in the recent financial crisis. But while credit cards and personal loans in the wrong hands can set the stage for ballooning debt, if used wisely, they can help you simplify your finances, build your credit and even yield you some savings.
By managing your finances well, paying your bills on time and avoiding late payments, you’re much more likely to qualify for new credit and obtain loans at much lower rates. Budgeting tool, like Mint.com, can help you track your finances more carefully.
This week’s roundup includes articles on how to use credit wisely and to your advantage... "Read More Mint Personal finance blog
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