Showing posts with label Car Insurance Louisville. Show all posts
Showing posts with label Car Insurance Louisville. Show all posts

Tuesday, September 20, 2011

Understanding Trees and Homeowners Insurance Louisville KY

Understanding Trees and homeownes Insurance Louisville KY podcast from

Homeowners Insurance Louisville KY Understanding trees

Every insurance policy is different, Coverage for this may not be available on your insurance policy. Consult  your insurance policy contract for specifics to determine coverage . Please be advised coverage may not be available on your specific insurance policy.

Monday, August 15, 2011

Louisville Smart Phones Distract Drivers According to GMAC Study

Louisville Smart Phones Distract Drivers According to GMAC Insurance driver study

"While 8 in 10 drivers say it is never safe to text, email or use a smart phone, a large percentage use various features on their smart phones when operating their vehicles, according to the latest GMAC Insurance National Drivers Test.

Car Insurance in Louisville

Even with a number of states banning handheld cell phones and texting, nearly 50 percent of drivers admit to making phone calls while driving and about 15 percent of drivers admit to sending and reading text messages while driving.

Almost three quarters of 16 to 17 year olds saying that they’ve completely stopped the use of mobile devices while driving. The vast majority of drivers between the ages of 60 and 65 have completely stopped using mobile devices as well......" Louisville Smart Phones

Wednesday, August 10, 2011

How Much Car Insurance Louisville Do you need?

How much car insurance in Louisville do you need?

Tips
1) Check out your state's minimum insurance requirements. It's possible that the minimum coverage required might not be that different than what you really need.
2)When deciding how much coverage you need, make sure you're covered for an amount equal to the total value of your assets.
3) To keep premiums low, choose collision coverage with a high deductible, and plan to pay routine repair costs with your own money.

Car Insurance Louisville

Your auto insurance is a collection of different policies that cover you in different ways. Here’s how they break down:

• Liability coverage – These policies help cover liability and expenses when you’re at fault in and accident. The money will go to the people you hit, but it won’t cover the people in your car.

• Bodily Injury Liability (BIL) – This policy pays for the medical expenses of people injured in a crash in which you’re at fault. You’ll often see BIL policies described as a “20/50” policy

How Much Louisville Car Insurance Do you need

Dick Watts Insurance Inc Louisville KY 502-245-3625

Friday, June 17, 2011

How To Shop For Car Insurance Louisville

How to Shop for Car Insurance
The Insurance Information Institute estimates the average car insurance rate in the United States is $789 per year. With so much on the line, choosing the right policy is crucial. But, car insurers take so many factors into consideration when pricing what is known as a "six-prong" policy, the price tag will vary not just from state to state but also from company to company. Those "prongs" are coverage for bodily injury liability; medical payments or personal injury protection; property damage liability; collision; comprehensive; and uninsured motorist.

Here are a few tips on how to shop for car insurance. Read More

Car Insurance in Louisville

Tuesday, June 14, 2011

car insurance louisville

Car Safety Report: Bigger Is Better

"That's one of the lessons from the latest edition of the Insurance Institute for Highway Safety's Status Report, which tracks car crash and mortality statistics. The good news is that car crash deaths are down overall: Between 2006 and 2009, the death rate for drivers of 2005-08 models was just 48 people per million registered vehicle years (defined as a vehicle registered for a year, or two vehicles registered for six months). According to the report, the death rate for 2001-04 models was 79, so this represents a significant improvement over just five years...."

Sunday, June 5, 2011

Car shopping for teens: 3 new cars for new drivers, and what to look for

Car shopping for teens: 3 new cars for new drivers, and what to look for

Car accidents are the leading cause of death for teenagers. So when it comes time to buy a suitable car for a teen driver, it's important to choose the safest car that meets your budget.
"If you can find a good, safe vehicle, you may not be able to prevent them from talking on the phone or speeding or having other kids in the car," said Anne McCartt, senior vice-president for research at the Insurance Institute for Highway Safety, which performs crash tests and issues vehicle safety ratings. "But if something goes wrong, you can maximize the possibility that the kid will do well in a crash."
Although you may be tempted to wrap your kid in the safety of a mammoth SUV, mid-size sedans are actually the best cars for teens. That's because they're big enough to handle the impact of a crash but nimble enough to steer out of trouble.... Car Insurance shopping New Cars New Drivers and Car Insurance.....Learn More Car Shopping

Dick Watts Insurance Louisville KY
502-245-3625

Monday, August 16, 2010

Using Credit Wisely: Mint’s Personal Finance Roundup

Use Personal Credit Wisely

"Credit is one of those things that can be easily misused and, not surprisingly, it played a huge part in the recent financial crisis. But while credit cards and personal loans in the wrong hands can set the stage for ballooning debt, if used wisely, they can help you simplify your finances, build your credit and even yield you some savings.

By managing your finances well, paying your bills on time and avoiding late payments, you’re much more likely to qualify for new credit and obtain loans at much lower rates. Budgeting tool, like Mint.com, can help you track your finances more carefully.

This week’s roundup includes articles on how to use credit wisely and to your advantage... "Read More Mint Personal finance blog


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