kentucky pools open for Memorial Day

Kentucky State Government announces state swimming pools opened for Memorial Day..

"Most Kentucky State Park swimming pools will be open by the Memorial Day Weekend after renovation work was carried out to comply with a new federal law.

However, some work is not yet complete and a few pools will be closed for the holiday weekend.

The state parks, along with pool operators across the nation, have been working over the last year to bring their swimming pools in compliance with a federal law called the Virginia Graeme Baker Pool and Spa Safety Act enacted by Congress....."

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Kentucky News

More Car Owners becoming uninsured

Economic downturn driving more motorists to the ranks of uninsured...

"Approximately one in six drivers across the U.S. may be driving uninsured by 2010, according to a recent study from Insurance Research Council (IRC).

Although the estimated percentage of uninsured motorists decreased nationally, from 14.9 percent in 2003 to 13.8 percent in 2007, the research group says the recent economic downturn is expected to trigger a sharp rise in the uninsured motorist rate.

The study, Uninsured Motorists, 2008 Edition, estimates the percentage of uninsured drivers countrywide and by state for the period 2005 to 2007......" more uninsured motorists

Progressive Insurance Esignature Kentucky

Progressive Insurance now offers a convenient Esignature Option.  Call us  for a Kentucky Progressive Insurance quote and you can complete your purchase online. Once the purchase is completed, you can print off temporary proof of car insurance cards . This is very convenient, saves you time and you do not have to make a trip to our office. Call Dick Watts Insurance 502-245-3625 for a free Kentucky Auto Insuarnce quote 

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Insurance a key part of my financial plan

Why is Insurance a key factor in my overall insurance plan?

There are few financial topics more important (and, sadly, more mundane) than insurance. No matter how diligently you build your financial empire, failure to purchase adequate insurance can put you in a desperate hole in a heartbeat. On the other side of the coin, few things will attack your investment returns more insidiously than paying too much for insurance or, worse, paying for insurance you don't need.

So, you may be thinking now, "I don't need insurance." To that we say: Most likely you do. If you own things that will be very hard to replace without facing severe financial hardship, these things ought to be insured. In general, think of insurance as "hardship avoidance," not "convenience" or "hitting the jackpot."..... Insurance Basics

Kentucky's Workers Compensation Rates Drop

Kentucky Insurance

"A filing most Kentucky insurance carriers will use to develop rates for workers' compensation coverage shows another decrease in loss costs for 2007, according to Gov. Ernie Fletcher.

The state Office of Insurance approved the National Council on Compensation Insurance Inc. filing and will become effective Oct. 1.

"We are encouraged to see the continuing improvement in the market," said Fletcher. "This is good news for Kentucky employers since workers' compensation insurance is a large part of the cost of doing business. However, it's even better news for Kentucky's workforce since it shows a continuing trend of fewer workplace injuries."

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The loss costs figures show an average reduction of 6.1 percent for the 598 industrial classes used in Kentucky....." from Insurance Journal

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Motorcycle Deaths in KY rising

Motorcycle Deaths in Kentucky Rising
Motorcycle Safety :
"Out of the 1,025 motorcycle crashes reported in Kentucky through July 19, there were 57 fatalities, according to state police. In the previous full year, there were 1,776 crashes and 97 fatalities.

It's uncertain whether the increase in deaths this year is attributable to more motorcyclists on the road, because Kentucky doesn't have a helmet law or another reason. But state troopers will be trained to teach motorists about sharing the road, driving sober and older motorcycle riders.

Jefferson County reported that the motorcycle fatalities there have already surpassed last year's. There were 14 fatalities out of Jefferson County's 172 motorcycle crashes, whereas in 2006 there were 9 such deaths.

Kentucky's statistics follow the trend nationally.

The number of motorcycle accidents has increased each year since 1997, according to the National Highway Traffic Safety Administration.

Most motorcycle riders in Kentucky have not been required to protect their heads since the state's mandatory helmet law was repealed in 1998....." from Insurance Journal

Safeco to Offer Discount on Teensurance

"Property and casualty insurer Safeco Corp. said Thursday it will begin offering an insurance premium discount of up to 15 percent to its Teensurance customers, beginning Oct. 4.

The discount, available to both new and current customers in 39 states, will be applied to the vehicle on which Teensurance is installed and where a youthful operator is present on the policy.

The Teensurance package, which became available in late June for Safeco customers with auto insurance policies, includes a set of online tools and on-board GPS and notification technology. The tools enable parents to monitor the behavior of teenage drivers behind the wheel by allowing them to set speed, distance and curfew limits......from Forbes
Dick Watts Insurance, Louisville KY, We represent Safeco Insurance call us for more details about the Teensurance Discount from Safeco Insurance. CALL DICK WATTS INSURANCE 502-245-3625 FOR A FREE INSURANCE QUOTE
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Middletown Milestone Festival Kentucky

Middletown Milestone Festival Sept 7, 2007 to Sept 8, 2007
"A city celebration presented by the Middletown Chamber of Commerce and the City of Middletown, provides a free weekend of entertainment and activites for everyone in the community. This non-alcohol, family-oriented event offers something for everyone. It is continually growing and we would like to invite you to become a part of the fun...." from KyFestivals.com
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